Ring Shopping Do’s & Don’ts That Will Save You Money

When shopping for an engagement ring, there are many things to consider, including cut, setting, and of course, budget. Here are a few do’s and don’ts to keep in mind when ring shopping that will help you stay within your budget while still finding the perfect ring.

Consider Setting Options

The setting of a diamond can also affect its price. Some settings are more expensive than settings with multiple diamonds. Likewise, a pave setting is more costly than a bezel setting. There are many different ring settings to choose from, but some are more popular than others. The most popular ring settings include:






Each setting has its unique benefits and drawbacks. For example, a solitaire setting is elegant and timeless. Still, it can be easy to lose a diamond from this type of setting. A trendy and contemporary tension setting, but it can be fragile and difficult to repair. When choosing a ring setting, you’ll want to consider your lifestyle and how often you plan to wear the ring. For example, if you’re hard on your jewelry, a more delicate setting may not be the best choice.

Think About the Cut

The cut of a diamond is one of the most important factors to consider when shopping for a ring. A good rule of thumb is to go for a round or princess-cut, which is less expensive than other cuts. You get what you pay for when it comes to rings these days. A well-cut diamond will sparkle and shine, while a poorly cut diamond will appear dull. That’s why it’s essential to set a budget and stick to it. Don’t be tempted to overspend just because you think it’s a once-in-a-lifetime purchase. There are plenty of beautiful rings out there that fit within any budget.

Always Get Insurance

No matter how careful you are, accidents can happen. But, if something happens to your ring, you’ll be glad you have insurance. Many jewelers offer insurance policies when you purchase an engagement ring. Finding great jewelry insurance is a must, especially if you have a ring with a lot of sentimental value. The last thing you want is something to happen to your ring and not have your insurance policy cover it. There are two types of this type of insurance; replacement cost and cash value.

Replacement cost coverage will reimburse you for the total cost of replacing your ring. On the other hand, cash value coverage will only reimburse you for the ring’s current market value. Again, if you’re not sure which type of insurance is right for you, please ask your jeweler. They’ll be able to recommend a policy that fits your needs and budget.

Think About the Stone’s Carat Weight

The carat weight of a diamond is another critical factor to consider. A larger diamond will be more expensive than a smaller diamond. But remember, size isn’t everything. A small diamond can be just as beautiful as a large diamond. When shopping for an engagement ring, you’ll want to set a budget and then find the best diamond that fits within that budget. You don’t need to spend a fortune on an engagement ring. There are plenty of beautiful rings out there that are affordable, and you won’t break the bank when you make the purchase.

Stay Within Your Budget

It’s essential to stay within your budget when shopping for an engagement ring. However, many beautiful rings are out there that fit within any budget. Here are a few tips to keep in mind when ring shopping to help you stay within your budget while still finding the perfect ring. Before you ring shopping, do some research on what type of ring you want. It will help you stay within your budget.

There are many engagement rings, from classic solitaire rings to more unique designs. If you know what kind of ring you want, you can shop around for the best deal. The best way to find what type of ring you want is to look at some jewelry magazines or online galleries for inspiration.


Shopping for a ring can be an exciting experience, but it’s important to remember to stay within your budget. By following our do’s and don’ts, you can save yourself time and money while still finding the perfect ring for your fiancée-to-be. Have you seen any other helpful tips when shopping for rings?

The image source is Pexels.